Group 59179

The PayTop promise:
innovative, simplified financial
services at the best price!

PayTop, a French startup created in 2012, is the French leader in international online payment services. PayTop offers a range of services (money transfer, currency purchase and multi-currency payment card) allowing the general public to send money and pay anywhere in the world, simply, securely and at the best prices. The company is supported by Truffle Capital and Credit Agricole as the main shareholders .



Image 75
Eric Barbier
President and Board member

Eric is the President of PayTop, a French FinTech. He is also the CEO of TripleA, a crypto payment gateway regulated by MAS, Singapore’s Central Bank. Eric is also on the board of STC PAY, the neo bank of STC, the largest mobile network in Saudi Arabia. In 2006, he founded TransferTo (now Thunes and DT One), the global mobile payment network interconnecting financial institutions, merchants and mobile operators in Emerging Markets which has been acquired later on by Ingenico, the leading payment solutions provider. Before TransferTo, he co-founded Mobile 365, the global mobile messaging hub. Mobile 365 was acquired by Sybase (now SAP) in 2006. Eric holds a Master’s Degree in Information Technology.

Image 76
Martin Bouffard
Chief Operating Officer and Board member

Martin is specialised in restructuring banking and financial institutions. After having managed Natixis in Germany and Asia-Pacific, he was appointed Deputy CEO of Banque Wormser. He also set up his own advisory company dedicated to banks of emerging countries before joining Paytop in 2019. Martin is fluent in German and English. He loves sharing his tenacity and curiosity with the current and future players of the payment industry.



Laurent PRAS

Laurent Pras is Deputy Chief Executive Officer of Crédit Agricole Payment Services, in charge of development, since 2019. He began his career in corporate sales and financing at Compagnie Bancaire before joining the Banque Publique d’Investissement (BPI).
In 2004, he took charge of financing subsidiaries specializing in public infrastructure and energy savings within the Crédit Agricole Group.

Appointed Commercial Director of Crédit Agricole Leasing in 2008, he joined the Touraine Poitou Regional Bank in 2011 as Director of Networks and Specialised Clients, before taking up the position of Deputy Chief Executive Officer of the Regional Bank.

Laurent Pras is a graduate of Institut Supérieur de Gestion Commerciale

Mask Group 53559
Bernard-Louis Roques

A pioneer in venture capital in the information technology sector. Founding Partner of ABN Amro Capital France; he has made more than 35 successful investments in the information technology sector, the majority of these investments now being publicly traded companies. Strong entrepreneurial experience: acquisition of a small French industrial company in 1992, made profitable and sold 18 months later. Member of the board of directors of Boostermedia, Equitime, Horizontal Software, Keyyo (Alternext: ALKEY), LeadMedia Group (Alternext: ALLMG), Momac, NetBooster (Alternext: ALNBT), NetMediaEurope, PeopleCube, Populis, Utel, all companies from Truffle Capital portfolio. Publisher of the “Truffle 100”, recognized ranking of the 100 best software publishers in Europe.

Eric Caen

Eric Caen has been the Chief Digital Officer of the Crédit Agricole S.A. Group since November 2020. He is responsible for the digital strategy, data and artificial intelligence, and digital innovation. Eric Caen is the co-founder of the Titus Interactive video game group (1985-2005). He led Glowria, a specialist in video-on-demand services, and helped McDonald’s (2011-2015), Vimpelcom (2015-2016) and CMA-CGM (2017-2018) to accelerate their digital transformations.

Self-taught, Eric was named Entrepreneur of the Year France by Ernst & Young in 1998 and created the digital transformation index for French blue-chip (CAC40) companies, published by Forbes in June 2017 and November 2019.